Youngster,

1.) You are right one needs to read over the contract closely. Typically in a Fair Market Value Lease w/full maintenance. There are two contracts to be concerned about. One for teh equipment lease 9between the leasing company adn the lessor) and the maintenance portion is an agreement between the customer and teh dealer.
2.) Typically when a quotation is provided to a customer only the highlights of the lease agreement are stated - ike monthly paym,ent, type of lease and if a FMV annual operating ours the monthly rate is based on. With the maintenance portion only the monthly rate is shown and little details are provided.
3.) While Toyota is a global company the vast majority of authorized dealers are independent businsses.
4.) It seems the OPTSGUY asked what to look out for and he was provided information.
5.) Sales people no matter where they are from have at least a little bit of this tendecy in them - "lie at little, cheat a little but always be sincere about it"
6.) Or as the fleet manager for a very large plywood company told me once "If a sales person says it to him - he believes 0% of what was said and if he puts it in writing he would only believe 50% of it." His name was J.D. Mills.