John..
Does someone work for GBC? Ha!

Firstly, 100% of the time you call into my division you will get a live person if it is in business hours. Secondly, we do have a small doc fee, but I would like to stress the word small(sometimes the little extra money is worth it.) Finally, we move as fast as the customer. If they are A+ Credits we can turn them around VERY quickly.(also dealers-we pay reserves.)

Thanks for the reply John!


John
www.continentalfinancial.com

Take a lesson from Greater Bay Capital - they are the best - 99.9% of the time you call - you get a live person no voice mail - very strange concept. No doc fees & most important customers luv their agreements - single page, does take two legal councels to interpert it.
People I work with at GBC are very nice, friendly & knowledgeable, a pleasure to deal with especially in this impersonal - e-mail, voice mail, low sense of urgency age that we live in.

Thanks for the insight GALIFTER,
That is kind of a leasing wish list isn't it? However, we do most of this already.
We are a commercial/equipment lease company. So unless you are willing to structure something serious on the capital/operating leases(Multi Millions) that is difficult for us to do. If you are talking A+ Credit, we can usually do same day approvals-We can get a lot of ugly scores and histories done too, but to be creative we need a little more time. Our only fees are doc fees. Everything else there we do on a daily basis

I'm trying to be straight forward because so many companies in my industry keep saying yes yes yes-until they are sure they can or can not do the deal.

Same day approvals
24 hour funding
No hidden "auto renewal" clauses
Realistic return provisions
Realistic overtime charges
No hidden fees
Documentation that protects the selling dealer too.
Industry expertise.
Multiple structuring options
Synthetic leases (operating/capital)