Guy's over the pond!
Do you really think that a global company like Toyota would 'rip people off' (I doubt it very much) I thought that the US had the best sales guys in the world, surely they wouldn't lie to you either.
I suggest you read the contract carefully and only sign if you are comfortable with the content. If you need clarification on any point(s) get the sales guy to give you something in writting signed by a senior member of staff.
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