This incident also springs to mind as a 'worst case' scenario. We're still waiting for the official report but I suspect that a forklift collision would be the main contributory factor? If you consider the effects of an incident like this then the costs of an accident will be significant - in this case it will relate not only to forklift costs but stock, replacement racking, the cost to rent new premises during repairs, the knock on costs on reputation, delayed deliveries, loss of business etc. Something like this would be enough to tip a lot of SMEs over the edge and out of business. link to the article