With my company, no matter if the vans are at the shop, or in my driveway, as long as the doors are locked and the security system is set, all my tools, and parts are covered under the companies insurance. Not to say the company wouldnt try to fight and make my homeowners insurance pay for it, since they are pretty cheap that way. But like was said earlier, having that van is a huge benefit for me, not just for the company. So I don't mind giving up that 1/2 hour first thing in the morning, and at night. That just means always get gas on the way home (and pump very slowly, and wash all your windows too) to help absorb some of that 30 minutes.....;-)