OPTSGUY,

Toyota finance has a nasty habit of hanging large penalties over the heads of the customers at the end of a lease. 20-40 truck accounts can see as much as a $150,000 in overtime and damage. this is done to lock you in to the Toyota way. Toyota has forgiven the penalty for resigning with them on the next round. Yes! Black Mail! A real evaluation of your hour usage per machine is very important to your company. No surprises! Ask the Toyota Dealer to agragate both maintennance and finance hours on all like equipment. Make sure your allotted hours on your leases match the real time usage for your fleet. Protect your self!! I have seen the situaton described above more time than I can count!!!!!