In these economic times no one is going to the bank with bags full of $$. As often said a little bit of something is a million times better than a whole lot of nothing. I know this well being unemployed a few times in my career. First time 12.16.1981 after 14 years - a bigger recession so far w/10% unemployment for sure. But it gave me the opportunitiy to escape -26F (wind chill -80 to 100F) January, 1982 temperatures in Chicago area.

Yep, I don't miss the snow either, either.