Karait,
You are so right. Everyoen one pushes extended warranties from powered hand tools to appliance, lawn mowers, lift trucks, except if they working in a "pickle foundry" (i.e. a unque way of saying a briney, dusty operation). They do it not to be nice guys but to - to make added profit and protect the dealership whe na FMV lease with full maintenance (similar to an LTR except it is finaced though a third party the actually owns the equipment).